Bankruptcy

What Is Bankruptcy?

Bankruptcy Law is a consumer protection law, which is a federal process that allows you to have your qualifying debts forgiven. The law recognizes that bad things can happen to good people and sometimes you simply do not have the ability to fulfill your creditor's repayment demands. Bankruptcy law does not seek to deter or regulate certain behavior, as other laws do. It simply recognizes that there are sometimes circumstances that are beyond your control, which can only be addressed through the cancellation of debts. Moody Law Offices specializes in bankruptcy and has years of experience handling bankruptcy cases.  Click here to find one of our locations that is closest to you.

chapter 7 or 13, most common bankruptcy codes

Under Chapter 7 of the United States Bankruptcy Code, most of your unsecured debts will be “discharged” so that you will never need to repay those debts. Unsecured debts include credit card debt, unsecured lines of credit, unpaid rent, some judgments and liens, medical bills, shortage claims from vehicle repossessions and home short sales, to name a few. You may be able to keep your house and vehicle if you are current with your payments.
Chapter 13 bankruptcy is an important option in dealing with past due debts when you have steady income that is above the income limits for a Chapter 7. If you do not qualify for Chapter 7 bankruptcy due to income levels may be able to relieve debt and collection activities in a Chapter 13 bankruptcy while keeping secured property such as your home and vehicle.

Bankruptcy Attorney

Call Moody Law Offices, P.C. 724-844-4400 or 412-310-4285. We help our clients through the legal processes involved when filing for Bankruptcy.

Man Working on Laptop — Allegheny County, PA — Moody Law Offices, P.C.

What We Offer

  • Free Consultations
  • Payment Plans
  • Debt Relief

For more information on if filing for bankruptcy is right for you, call us at 724-844-4400 or 412-310-4285.

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